RiskSpan has released its RS Velocity whole loan valuation and portfolio management platform. The offering combines comprehensive data management tools, advanced analytics and reporting capabilities on a single integrated web-based platform.

Employing a robust stochastic modelling framework, the platform incorporates powerful and flexible prepayment and credit modeling capabilities. The system enables originators, portfolio investors and secondary market players to quickly analyse credit and prepayment trends, project future performance and establish fair market values across a wide range of potential economic and interest rate scenarios.

The system will also have links to updated home price and credit information, making it easier to determine current combined LTVs and project the likely range of future prepayments, delinquencies and loss severities, RiskSpan says. By combining historical data with robust forecasting capabilities, clients can fine-tune modification programmes, establish realistic bands for loan loss reserves, enhance income projections and monitor/manage performance across individual products, origination channels and servicers.